:root{
      --theme:#0B3D91;
      --aqua:#0891B2;
      --ink:#17212b;
      --muted:#607080;
      --paper:#f4fbfc;
      --white:#fff;
      --line:#dbecef;
      --shadow:0 18px 50px rgba(11,61,145,.12);
      --radius:18px
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button,input{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:var(--ink);color:#d9f5f7;font-size:12px}
    .topbar-inner{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:18px;flex-wrap:wrap}
    .topbar a{color:#d9f5f7}
    .header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:relative;z-index:20}
    .header-inner{min-height:76px;display:flex;align-items:center;gap:28px}
    .logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-weight:800;color:var(--theme);font-size:19px}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{list-style:none;padding:0;margin:0;display:flex;align-items:center;gap:4px}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;gap:5px;padding:27px 12px;color:#31414c;font-size:14px;font-weight:650;white-space:nowrap}
    .nav-link:hover,.nav-link:focus{color:var(--aqua)}
    .has-arrow:after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-4px}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:340px;background:#fff;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:var(--shadow);padding:20px;opacity:0;visibility:hidden;transition:.2s ease}
    .mega-menu{width:760px;padding:24px}
    .nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
    .panel-title{font-size:12px;color:var(--aqua);font-weight:800;text-transform:uppercase;letter-spacing:.12em;margin-bottom:12px}
    .panel-list{display:grid;gap:9px}
    .panel-list a{padding:8px 10px;border-radius:9px;background:#f5fbfc;font-size:13px}
    .panel-list a:hover{background:#e6f7f9;color:var(--theme)}
    .mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
    .mega-card{display:grid;grid-template-columns:54px 1fr;gap:12px;padding:10px;border:1px solid var(--line);border-radius:12px;margin-bottom:9px}
    .mega-card img{width:48px;height:48px;object-fit:contain;border-radius:10px;background:#eef8fa}
    .mega-card strong{font-size:13px;display:block}
    .mega-card small{color:var(--muted);font-size:11px;display:block}
    .mega-footer{display:inline-block;margin-top:7px;color:var(--theme);font-size:13px;font-weight:700}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:13px;color:var(--theme);font-weight:700}
    .open-account{background:var(--theme);color:#fff;padding:10px 15px;border-radius:9px;font-size:13px;font-weight:750}
    .hamburger{display:none;border:0;background:transparent;padding:7px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{display:none;position:fixed;inset:0;background:rgba(8,27,40,.52);z-index:40}
    .drawer-overlay.open{display:block}
    .mobile-drawer{position:fixed;z-index:50;right:0;top:0;bottom:0;width:min(380px,92vw);background:#fff;transform:translateX(100%);transition:.25s ease;overflow:auto;box-shadow:-15px 0 40px rgba(0,0,0,.18)}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line)}
    .drawer-head a{margin-left:auto;color:var(--theme);font-size:13px;font-weight:700}
    .drawer-close{border:0;background:#edf8f9;border-radius:50%;width:32px;height:32px;font-size:22px;color:var(--ink);cursor:pointer}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:transparent;text-align:left;color:var(--ink);font-weight:700;cursor:pointer}
    .drawer-group .drawer-toggle:after{content:"+";float:right;color:var(--aqua);font-size:20px;font-weight:400}
    .drawer-group .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:5px 0 8px 15px}
    .drawer-submenu.open{display:grid}
    .drawer-submenu a{padding:9px 0;color:var(--muted);font-size:13px}
    .hero{padding:76px 0 70px;overflow:hidden}
    .hero-layout-07{background:linear-gradient(180deg,#f4fbfc 0%,#e8f8fa 100%);position:relative}
    .hero-layout-07:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:rgba(8,145,178,.08);top:-260px;right:-120px}
    .hero-heading{position:relative;text-align:center;max-width:820px;margin:0 auto 54px}
    .eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--aqua);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.14em}
    .eyebrow:before{content:"";width:28px;height:2px;background:var(--aqua)}
    .hero h1{font-size:clamp(36px,6vw,70px);line-height:1.04;letter-spacing:-.055em;margin:17px 0 18px;color:var(--ink)}
    .hero-heading p{max-width:680px;margin:auto;color:var(--muted);font-size:17px}
    .path-shell{position:relative;background:#fff;border:1px solid #cde8ed;border-radius:26px;padding:35px 34px 30px;box-shadow:var(--shadow)}
    .path-line{position:absolute;left:10%;right:10%;top:84px;height:4px;background:linear-gradient(90deg,var(--aqua),#51c2cf,var(--theme));border-radius:8px}
    .path-nodes{position:relative;display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
    .path-node{text-align:center}
    .node-icon{position:relative;width:64px;height:64px;margin:0 auto 16px;background:#e5f7f9;border:6px solid #fff;box-shadow:0 0 0 2px #a9dfe5;border-radius:50%;display:grid;place-items:center;color:var(--theme);font-size:25px;z-index:1}
    .node-icon:after{content:"";position:absolute;right:-6px;top:-6px;width:13px;height:13px;background:#2fc5a0;border:3px solid #fff;border-radius:50%}
    .node-number{color:var(--aqua);font-size:11px;font-weight:850;letter-spacing:.12em}
    .path-node h3{font-size:15px;margin:6px 0;color:var(--ink)}
    .path-node p{font-size:12px;color:var(--muted);margin:0 auto;max-width:155px}
    .path-note{margin-top:30px;text-align:center;color:var(--muted);font-size:12px}
    .section{padding:76px 0}
    .section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:28px}
    .section-head h2{font-size:32px;line-height:1.15;margin:0;letter-spacing:-.035em}
    .section-head p{color:var(--muted);max-width:540px;margin:0}
    .text-link{color:var(--theme);font-weight:750;font-size:14px;white-space:nowrap}
    .trust-strip{background:var(--ink);color:#d8f4f5;padding:20px 0}
    .trust-inner{display:flex;justify-content:space-between;align-items:center;gap:25px;flex-wrap:wrap}
    .trust-inner strong{color:#fff;font-size:14px}
    .trust-points{display:flex;gap:26px;flex-wrap:wrap;font-size:13px}
    .trust-points span:before{content:"●";color:#39c7b1;margin-right:7px}
    .broker-grid,.tool-grid,.product-grid,.video-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
    .card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 8px 25px rgba(11,61,145,.05)}
    .broker-card{display:grid;grid-template-columns:52px 1fr;gap:14px}
    .broker-card img{width:52px;height:52px;border-radius:13px;object-fit:contain;background:#f0f8fa;padding:7px}
    .card h3{font-size:17px;line-height:1.25;margin:0 0 5px}
    .card p{font-size:13px;color:var(--muted);margin:0}
    .rating{color:#d48b17;font-weight:800;font-size:13px}
    .metrics{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:7px;padding-top:14px;border-top:1px solid var(--line)}
    .metrics small{display:block;color:var(--muted);font-size:10px}
    .metrics strong{font-size:13px}
    .article-list{display:grid;gap:14px}
    .article-item{display:grid;grid-template-columns:150px 1fr auto;gap:20px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:15px;padding:13px}
    .article-item img{width:150px;height:105px;object-fit:cover;border-radius:10px;background:#e8f4f6}
    .article-item h3{font-size:17px;margin:0 0 5px}
    .article-meta{font-size:11px;color:var(--muted);margin-bottom:5px}
    .article-item p{font-size:13px;color:var(--muted);margin:0}
    .article-cta{color:var(--theme);font-weight:750;font-size:13px;white-space:nowrap}
    .tool-grid,.product-grid,.video-grid{grid-template-columns:repeat(4,1fr)}
    .tool-card img{width:43px;height:43px;object-fit:contain;margin-bottom:13px}
    .product-card img{height:120px;width:100%;object-fit:cover;border-radius:11px;margin-bottom:14px;background:#eaf7f8}
    .video-card{padding:0;overflow:hidden}
    .video-card img{width:100%;height:145px;object-fit:cover;background:#13394b}
    .video-card-body{padding:17px}
    .video-card h3{font-size:15px}
    .faq-cta{background:linear-gradient(120deg,var(--theme),var(--aqua));color:#fff;border-radius:25px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:20px}
    .faq-cta h2{margin:0 0 7px;font-size:28px}
    .faq-cta p{margin:0;color:#d9f6f7}
    .btn-light{display:inline-block;background:#fff;color:var(--theme);font-weight:800;border-radius:10px;padding:12px 18px;white-space:nowrap}
    .footer{background:#13202a;color:#bfd9dc;padding:58px 0 22px}
    .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:35px}
    .footer h3{color:#fff;font-size:14px;margin:0 0 14px}
    .footer-brand{font-size:20px;color:#fff;font-weight:800;margin-bottom:12px}
    .footer p,.footer a{font-size:13px;color:#bfd9dc}
    .footer a{display:block;margin:7px 0}
    .footer a:hover{color:#fff}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:35px;padding-top:18px;font-size:12px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
    @media(max-width:1050px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-btns{margin-left:auto}
      .tool-grid,.product-grid,.video-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:760px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:3px}
      .header-inner{min-height:67px;gap:10px}
      .member-link{display:none}
      .open-account{padding:8px 10px;font-size:12px}
      .hero{padding:54px 0 45px}
      .hero h1{font-size:42px}
      .hero-heading p{font-size:15px}
      .path-shell{padding:25px 15px}
      .path-line{left:39px;right:auto;top:55px;bottom:55px;width:3px;height:auto;background:linear-gradient(var(--aqua),var(--theme))}
      .path-nodes{display:grid;grid-template-columns:64px 1fr;gap:22px 14px;text-align:left}
      .path-node{display:contents}
      .node-icon{grid-column:1;grid-row:auto;margin:0}
      .node-number,.path-node h3,.path-node p{grid-column:2;text-align:left}
      .node-number{align-self:end;margin-top:2px}
      .path-node h3{margin:-28px 0 0;padding-left:0}
      .path-node p{margin:-18px 0 0}
      .path-note{margin-top:24px}
      .section{padding:52px 0}
      .section-head{display:block}
      .section-head h2{font-size:27px;margin-bottom:10px}
      .section-head .text-link{display:inline-block;margin-top:13px}
      .broker-grid,.tool-grid,.product-grid,.video-grid{grid-template-columns:1fr}
      .article-item{grid-template-columns:90px 1fr;gap:12px}
      .article-item img{width:90px;height:90px}
      .article-cta{grid-column:2}
      .faq-cta{display:block;padding:30px 24px}
      .faq-cta .btn-light{display:inline-block;margin-top:20px}
      .footer-grid{grid-template-columns:1fr 1fr;gap:25px}
    }
    @media(max-width:470px){
      .footer-grid{grid-template-columns:1fr}
      .article-item{grid-template-columns:1fr}
      .article-item img{width:100%;height:150px}
      .article-cta{grid-column:auto}
    }